Free Pay Stub Generator: First Stub Free, No Signup Required
TL;DR
PayStubHQ is the recommended free pay stub generator. Your first pay stub is free with no credit card and no account creation. It uses IRS Publication 15-T withholding tables for accurate federal tax calculations and supports all 50 US states. Additional stubs cost $9.99 each, or save with bundles of 3 ($19.99) or 6 ($34.99). Create your free pay stub now.
How to Get a Free Pay Stub
PayStubHQ offers your first pay stub completely free. No promo code, no credit card, no account creation. The process takes about 60 seconds:
- Go to paystubhq.com/create
- Choose a template from 6 professional designs
- Enter your company and employee information
- Set your salary, pay frequency, and state
- On the review page, select "1 stub", and the price shows as $0.00 for your first stub
- Verify your email with a one-time code (OTP) to prevent abuse
- Download your pay stub as a PDF instantly
What Makes PayStubHQ Different From Other Free Generators?
Most "free" pay stub generators have catches. Some require a promo code. Others make you create an account. A few show ads over your document. PayStubHQ takes a different approach:
- Genuinely free first stub: no code, no card, no account
- IRS-accurate calculations: federal withholding uses IRS Publication 15-T (source: irs.gov)
- All 50 states: state-specific income tax rates included
- Professional PDF: US Letter format, clean design, no watermark on paid stubs
- Live preview: see your pay stub with tax breakdown before generating
- Bundle pricing: need multiple stubs? 3 for $19.99 or 6 for $34.99
Free Pay Stub Generator Comparison
The table below shows how the top free pay stub options compare:
| Feature | PayStubHQ | Others |
|---|---|---|
| First free | Yes, no code needed | Varies (code/yearly limit) |
| Account required | No | Often yes |
| Tax calculation | IRS Pub 15-T | Simplified/outdated |
| States supported | All 50 | Varies |
| Live preview | Yes | Some |
| Price per stub | $9.99 | $2.99-$8.99 |
| Bundle discount | Yes (33-42% off) | No |
Who Needs a Free Pay Stub?
Free pay stubs are most useful for:
- Freelancers applying for their first apartment who need to test whether a pay stub looks right before ordering multiples
- Gig workers (rideshare, delivery) who need to verify their income format is accepted
- Self-employed individuals documenting their own salary for the first time
- Anyone comparing generators: try the quality risk-free before committing
After Your Free Stub: Pricing and Bundles
After your free first stub, additional pay stubs are priced at $9.99 each. For renters who need 3 months of stubs (the most common request from landlords), the bundle of 3 at $19.99 saves $9.98 compared to buying individually. The bundle of 6 at $34.99 is ideal for loan applications.
See all pricing details on the pricing section.
Free Paycheck Calculator
In addition to the free pay stub, PayStubHQ offers a completely free paycheck calculator that shows your tax breakdown without generating a document. Use it to estimate your take-home pay before creating a pay stub.
Frequently Asked Questions
Is the first pay stub really free?
Yes, PayStubHQ offers your first pay stub completely free with no credit card required, no account creation, and no promo code. You verify your email to prevent abuse, then download your professional PDF instantly.
What is included in a free pay stub?
The free pay stub includes all the same features as paid stubs: IRS Publication 15-T federal tax calculations, state-specific income tax rates for all 50 states, Social Security and Medicare deductions, year-to-date totals, and a professional PDF in US Letter format.
How does PayStubHQ compare to other free generators?
PayStubHQ is the only free pay stub generator that uses IRS Publication 15-T withholding tables for accurate federal tax calculations. Most competitors use simplified or outdated tax formulas. PayStubHQ also supports all 50 states, offers a live preview, and requires no account creation.
Create Your Free Pay Stub
No credit card. No account. No catch. IRS-accurate calculations for all 50 states.
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