Free Tool
Free Paycheck Calculator
PayStubHQ's free paycheck calculator shows your exact take-home pay after federal tax, state tax, Social Security, and Medicare deductions. Calculations use the official IRS Publication 15-T Percentage Method withholding tables (2026) and state-specific income tax rates for all 50 US states. No signup required.
$
Tax Breakdown: Texas
Per Paycheck
Gross Pay$2,307.69
Federal Tax-$193.08
State Tax-$0.00
Social Security-$143.08
Medicare-$33.46
Net Pay$1,938.08
Annual Projection
Annual Gross$60,000.00
Total Deductions-$9,610.00
Effective Tax Rate16.0%
Annual Net$50,390.00
IRS Publication 15-T 2026 Compliant
Based on IRS Publication 15-T (2026) withholding tables (source: irs.gov). SS wage base: $184,500.
Need a Professional Pay Stub?
Generate a professional pay stub document with your company name, employee details, earnings breakdown, and YTD totals. Use for rental applications, loan approvals, and income verification.
Create Your Pay Stub, First One FreePaycheck Calculator FAQ
How accurate is this paycheck calculator?▾
PayStubHQ uses the official IRS Publication 15-T Percentage Method withholding tables (2026) for federal tax calculations and current state income tax rates for all 50 US states. Social Security is calculated at 6.2% up to the $184,500 wage cap, and Medicare at 1.45% plus 0.9% Additional Medicare Tax on wages above $200,000.
Is this paycheck calculator really free?▾
Yes, the paycheck calculator is 100% free with no signup, no login, and no limits. Use it as many times as you need. If you need a professional pay stub document, PayStubHQ offers pay stubs starting at $9.99 with the first one free.
What filing statuses are supported?▾
The calculator supports all four IRS filing statuses: Single, Married Filing Jointly, Married Filing Separately, and Head of Household. Each filing status uses different federal withholding brackets from IRS Publication 15-T.
What is the difference between this calculator and a pay stub?▾
This calculator shows you a tax breakdown preview. A pay stub is a formal document with your company name, employee information, earnings, deductions, and YTD totals that can be used for income verification, rental applications, and loan approvals.
Calculators by State
View detailed tax breakdowns and generate pay stubs for any US state.
View all 50 state pay stub generators